• Children's Discovery Center
    Children's Discovery Center
    "We were thankful to be able to use BDC and SBA funding for this project.
    We have already added a second location and brought 35 more jobs to this community."

    Lois Rosenberry, CEO
    Mt. Pleasant, SC
  • Carolina Kids
    Carolina Kids
    "BDC guided me through the entire process,
    with an easy to follow method and without complications."

    Dorothy Hunter, Owner
    Anderson, SC
  • Fields Chiropractic
    Fields Chiropractic
    James Fields
    Columbia, SC
  • HandPicked
    "The BDC team was truly interested in me
    and in my company's success."

    Sonya Ingram, Owner
    Columbia, SC
  • Randolph Trucking
    Randolph Trucking
    "Using the SC SAVES program to reduce the interest cost
    of the financing makes converting to CNG more attractive."

    Charles Randolph, President
    Ridgeville, SC
  • R & J Pharmacy
    R & J Pharmacy
    Tavia and Rusty Fogle
    North, SC
  • McCrory Construction
    McCrory Construction
    Allen Amsler, President and CEO
    Columbia, SC
Building Economic Growth One Business At A Time

Since 1958, Business Development Corporation (BDC) has been financing small businesses in South Carolina, ultimately creating new jobs for the citizens of the Palmetto State. BDC and its associate company, Certified Development Corporation (CDC), which was founded in 1994, have approved more than 2,625 loans on projects in excess of $1.5 billion, making us leaders in economic development lending and job creation in South Carolina. Now that BDC has been approved by the state and SBA to operate in seven (7) Southeastern states, we are able to bring these benefits to a much larger market area.

Loan Programs

  • SBA 7(a) Loans

    SBA 7(a) loans are the most commonly used type of SBA loan given the various financing options available. In addition, this is the most flexible of all the SBA loan programs, since funds may be used for a variety of general business purposes.

     Read More

     7(a) Application Package

  • SBA 504 Loans

    SBA 504 program is a long-term, fixed-rate financing tool designed to provide attractive financing options for small businesses in need of expansion and/or acquisitions.

     Read More

     504 Application Package

  • SSBCI Loans

    This program enables small businesses to obtain short to long-term financing to help businesses grow and expand. The program provides small business loans at competitive terms while reducing the risk for the lender.

     Read More

     SSBCI Loan Participation Brochure

  • CAP Loans

    The SC Capital Access Program (SC CAP) lending program is designed to provide financial institutions operating in South Carolina a flexible and non-bureaucratic tool to make business loans that are considered more risky than conventional loans.

     Read More

     CAP Application Form

  • EERL Loans

    The Energy Efficiency Revolving Loan (EERL) program was established through the US Department of Energy and the SC Energy Office. It is administered by the Business Development Corporation (BDC) by contract with JEDA.

     Read More

  • Second Look Program

    BDC's Second Look Program allows a small to medium-sized business that has been declined financing for their business to receive a "second look" at a financing request made to a bank for a business loan.

     Read More

     Second Look Program Brochure

Industry-Focused Lending


Business Development Corporation:
A Certified Community Development Financial Institution

Business Development Corporation of SC (BDC) became a US Treasury Certified CDFI in August 2015 and a SC Certified CDFI in December 2015.

BDC provides individuals and businesses with opportunities to access funds for local growth, job creation and economic development, with a priority focus on low to moderate income and underserved areas.

 Read More